$945,000
 $5,073 est/mo Sourced by Back At You

95 Phillip Street,Bay Saint Louis, MS 39520

Bay Saint Louis, MS 39520

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Description

Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both. Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep. Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views. Additional features of the property include: Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income. Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!

Details

MLS #4145665
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusActive
Year2021
Days On Site131
Listing Provided ByNavigator Real Estate, LLC. | Katy M Aime

Features

Bed(s)6
Bath(s) 6 Total
SQ Feet3,000
Garage1
Car PortYes
Story(s)2
Units2
Acreage0.13
Golf CourseYes
Water FrontView

Interior

CoolingCeiling Fan(s), Central Air, Electric
HeatingCentral, Electric
Interior FeaturesCeiling Fan(s), Crown Molding, High Ceilings, Kitchen Island, Primary Downstairs, Recessed Lighting
FurnishedNo
AppliancesFree-Standing Electric Range, Microwave, Range, Refrigerator

Exterior

Exterior FeaturesBalcony, Private Entrance, Other
RoofMetal
Construction MaterialsHardi Plank Type
Foundation DetailsRaised
Lot FeaturesCity Lot, Level, Near Beach, Near Golf Course, Views

Parking

Attached Garage Yes / NoNo
Parking FeaturesDriveway, Golf Cart Garage, Guest, On Site, Concrete

Location

Community FeaturesBoating, Fishing, Near Entertainment

Utilities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

Taxes

Property3313

Area Information

StateMS
CountyHancock
CityBay Saint Louis
Zip Code39520
AreaHancock
Community NameMetes And Bounds
School DistrictBay St Louis
Elementary SchoolWaveland
High SchoolBay St Louis
Listing VS Median (in Metes And Bounds)
Price:
$945,000
low | high
Med:
$229,000
100% of Average
sqft:
3,000
low | high
Med:
1,584
97.216666666667% of Average
$ / sqft:
$315
low | high
Med:
$147
100% of Average
On site:
131
low | high
Med:
142
92.253521126761% of Average
Sourced by Back At You

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Learn More About This Property

StateMS
CountyHancock
CityBay Saint Louis
Zip Code39520
AreaHancock
Community NameMetes And Bounds
School DistrictBay St Louis
Elementary SchoolWaveland
High SchoolBay St Louis
Listing VS Median (in Metes And Bounds)
Price:
$945,000
low | high
Med:
$229,000
100% of Average
sqft:
3,000
low | high
Med:
1,584
97.216666666667% of Average
$ / sqft:
$315
low | high
Med:
$147
100% of Average
On site:
131
low | high
Med:
142
92.253521126761% of Average
Sourced by Back At You
Nearby Listings (Within 1/10 mile)
Price: $708K - $1.181M
sqft: 2,000 - 3,500
Listing Updated: June 11, 2026 at 7:46:18 PM PDT